Eclectus parrot portrait

Eclectus(ek-LEK-tus)

So visually stunning that scientists once thought males and females were different species

The Real Story

Eclectus parrots broke taxonomy. Males and females look so dramatically different — males brilliant green, females red and blue — that scientists originally described them as entirely different species. Ekkie owners (that's the community shorthand, and yes, it's affectionate) are deeply proud of this. It's also a useful lens for understanding these birds: the sexes have genuinely different temperaments. Females tend to be more independent and nippy. Males tend to be softer and more cuddly.

Diet is the single most important conversation in the Eclectus community. Ekkies have a digestive system fundamentally different from other parrots — longer intestinal tract, designed for a high-fruit, high-vegetable diet in the wild. The pellet-heavy diet that works for other species can cause chronic feather and health issues in Eclectus. Ekkie people are passionate about fresh food and view owners who feed only pellets with gentle concern.

Solomon Island, Vosmaeri, Grand Eclectus — the subspecies distinctions matter to serious Ekkie owners. Solomon Islands are most common in captivity. Knowing which subspecies you have signals insider status immediately.

What Keeps Eclectus Owners Up At Night

GI Issues / Motility Disorders

Covered

The Eclectus digestive system is sensitive. Intestinal motility issues, crop problems, and GI infections are more common in Ekkies than other species, often linked to improper diet.

NYC estimate:$500–$2,000

Vitamin A Deficiency

Covered

Ironically, despite being a high-fruit species, captive Ekkies commonly suffer from Vitamin A deficiency when fed improper diets. Causes respiratory and skin issues. Treated and covered.

NYC estimate:$300–$900

Feather Issues (dietary origin)

Conditional

Feather quality in Ekkies is almost always a dietary signal. Stress bars, poor color, and feather loss in Ekkies are typically diet-related, not behavioral — and coverage depends on the root cause diagnosis.

NYC estimate:$400–$1,500

Chlamydiosis

Covered

Standard bird disease. Treatable. Covered.

NYC estimate:$400–$1,200

Chronic Egg Laying (females)

Conditional

Female Ekkies can become chronic egg layers — physically depleting without a mate or nest. Hormonal management and sometimes surgery required.

NYC estimate:$500–$2,000

Coverage Options for Your Eclectus

A note on the market: only two carriers offer real accident-and-illness insurance for birds in New York — Nationwide and MetLife. We've done the research so you don't have to.
40+ Years Covering Birds

Nationwide Avian & Exotic

Annual limit
$7,500
Deductible
$100 / $250 / $500 / $1,000
Reimbursement
50% / 70% / 80%
Accident waiting period
14 days
Illness waiting period
14 days
Age restrictions
None for avian/exotic
Wellness add-on
Not available for exotic pets
Multi-pet discount
5%
Any licensed avian vet accepted
Yes
Payment
Check or ACH
Est. monthly
$18–$42 (species and age dependent)
Premium estimates: Cockatiel: ~$18–22/month • African Grey / Macaw: ~$38–42/month
"Nationwide is the carrier the parrot community trusts. 40+ years of avian claims. When it matters, they pay."
Get a Personalized Quote

90% may be available for avian plans — we can confirm current options.

0-Day Accident Coverage

MetLife Pet Insurance

Annual limit
Up to $10,000
Deductible
$0 / $250 / $500 / $750 / $1,000 / $2,500
Reimbursement
50% / 70% / 80% / 90%
Accident waiting period
0 days (IMMEDIATE)
Illness waiting period
14 days
Payment
Check, Zelle, PayPal, Apple Pay
Est. monthly
~$28/month average
Verify first: MetLife exotic availability in NY can vary. We verify current eligibility for every quote we put together.
Get a Personalized Quote

We verify current NY availability for your quote

Wellness Discount Plan — Not Insurance

Pet Assure

Pet Assure is a vet discount network, NOT accident-and-illness insurance. It will not cover an emergency. But for routine wellness visits, it saves real money.

Basic
$18/month → $350/year savings
Essential
$34/month → $650/year savings
Premium
$57/month → $1,100/year savings

Add-on to Nationwide or MetLife. Not a standalone option.

Ready to compare options for your Eclectus? Get a personalized quote and we'll walk you through both carriers' current offerings.

Is Bird Insurance Worth It? Run The Numbers.

No opinion — just math.

Respiratory infection

  • National avg claim: $283
  • NYC estimate: $400–$800
  • At 80% after $250: $280 back
  • Break-even: 7 months of premiums

Foreign body ingestion

  • National avg claim: $2,752
  • NYC estimate: $1,500–$5,000+
  • At 80% after $250: $2,360 back
  • Break-even: 59 months of premiums

Major illness (aspergillosis)

  • National avg claim: $2,150
  • NYC estimate: $800–$3,500+
  • At 80% after $250: $1,520 back
  • Break-even: 38 months of premiums

Estimates based on Nationwide published claim data and NYC-area vet pricing research. For large parrots who may live 40+ years, continuous coverage with no age restrictions has value that no calculator fully captures.

Finding a Real Avian Vet in New York

There's a difference between a vet who "sees birds" and a certified avian specialist. Here's who actually knows what they're doing in the NYC area.

NYC's Only Exclusive Avian Hospital

Center for Avian & Exotic Medicine

562 Columbus Ave, Manhattan (Upper West Side)

(212) 501-8750

20+ years in business. Part of Thrive Pet Healthcare. Physical exam ~$120. Accepts Scratchpay financing.

Best Membership Plan in the NYC Metro

Long Island Bird & Exotics Veterinary Clinic

Long Island, NY (serves NYC metro)

VIP Membership $998.75/year — unlimited annual exams + 25% off all procedures. Multi-pet: $912.50 (2nd bird), $823.75 (3rd bird).

24/7 Emergency + Financial Assistance

Schwarzman Animal Medical Center (AMC)

510 E 62nd St, Manhattan

Full specialty hospital. Treats exotic pets. Financial assistance program for income-eligible owners: amcny.org/financial-assistance. 24/7 exotic emergency capability — one of very few NYC hospitals with this.

Academic-Affiliated — Lower Specialist Costs

Cornell University Veterinary Specialists (CUVS)

880 Canal St, Stamford, CT (~50 min from Manhattan)

(203) 595-2777

Cornell-affiliated. First specialty consultation $195–$250. Verify avian/exotic availability at this location when calling.

Best for Complex Cases — No Referral Needed

Cornell University Hospital for Animals (CUHA)

930 Campus Rd, Ithaca, NY 14853

(607) 253-3060

39,000+ animals/year including birds. Open 24 hours. No referral required. First specialty consultation $195–$250. Payment plans available. ~3.5–4 hrs from NYC.

Vet information last verified: April 2026. Always call ahead to confirm new patient availability.

Three Layers of Protection

Insurance is one tool. Here's how to stack it with others, the way smart bird owners manage vet costs.

01

Insurance (Accident & Illness)

Nationwide or MetLife covers unexpected illness and accidents. This is your protection against the $2,000–$8,000 bills that can blindside any bird owner. Get this first.

02

Practice Membership (Routine Wellness)

Long Island Bird & Exotics VIP Membership ($998.75/year) covers unlimited routine exams and 25% off all procedures. Stack with insurance: insurance handles emergencies, membership handles everything routine.

Annual stack cost: $384–$504 (insurance) + $999 (membership) = ~$1,400–$1,500/year
03

Emergency Financing Backstop

Before an emergency happens, get pre-approved for Scratchpay (scratchpay.com). Free to check rates, doesn't affect credit score, $200–$10,000 available instantly when needed. Accepted at Center for Avian & Exotic Medicine, NYC.

Facing a large vet bill and need help: